Work from take-home pay and running costs back to the loan and car price that fit comfortably.
How to read the results
A monthly car budget is set from your pay, running costs removed, and the rest converted into a loan amount.
Car affordability calculator
Work from take-home pay and running costs back to the loan and car price that fit comfortably.
Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
12%
$
$
7.5%
5 yr
Car price you can support
$22,665
Monthly loan payment
$374
- Total car budget per month
- $624
- Running costs
- −$250
- Borrowed
- $18,665
- Interest over the term
- $3,775
Methodology
A monthly car budget is set from your pay, running costs removed, and the rest converted into a loan amount.
- · Insurance and fuel are your estimate
- · Lender terms vary
Estimates only. Nothing here is financial advice. Spotted something wrong? Tell us and it gets fixed.