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The biggest number you will decide
Housing
What a lender will support, and whether owning actually beats renting for you.
HousingMortgage affordability calculatorThe home price your income and deposit can support.HousingRent vs buy comparisonNet position after N years, both ways.HousingMortgage payment calculatorPrincipal and interest on a home loan.HousingMortgage overpayment calculatorYears shaved off by paying extra.HousingMortgage refinance calculatorBreak-even on switching deals.HousingLoan-to-value calculatorThe ratio that sets your rate band.HousingMortgage insurance removal calculatorWhen the extra premium can stop.HousingPurchase tax calculatorTransfer tax on a property purchase.HousingClosing costs calculatorEverything on top of the deposit.HousingHome equity calculatorWhat the house is worth to you.HousingHome equity line calculatorDraw, rate and repayment.HousingBiweekly mortgage calculatorHalf payments, 26 times a year.HousingRate rise impact calculatorWhat a higher rate does to your payment.HousingDiscount points calculatorPaying upfront to cut the rate.HousingRent increase calculatorWhat the new rent costs you a year.HousingRent affordability calculatorWhat rent your income supports.HousingDeposit interest calculatorWhat a held deposit should earn.HousingMoving cost calculatorBudget for the move itself.HousingRenovation payback calculatorValue added against money spent.HousingProperty appreciation calculatorValue growth over the years you hold.HousingMaintenance budget calculatorThe 1% rule, with your numbers.HousingBuy vs rent break-even calculatorHow long before buying wins.HousingSecond home cost calculatorCarrying cost of another property.Housing15 vs 30 year mortgage calculatorShorter term, bigger payment, far less interest.HousingFull housing payment calculatorMortgage plus tax and insurance.HousingDeposit savings plan calculatorHow long to save the deposit.HousingCost per $100k borrowedA quick reference for any loan size.