FreeByte

Car total cost of ownership calculator

Everything the car costs per year.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
$
$
$
$

Cost per year

$7,200

Per month

$600

With these inputs, cost per year comes to $7,200 over 16000 years. Per month works out to $600.

Depreciation
$3,200
Running costs
$4,000
Total over the period
$36,000

Over time · by resale after term

What moves the number · Cost per year

Input−10%Now+10%
Price$6,560$7,200$7,840
Resale after term$7,520$7,200$6,880
Years owned$7,556$7,200$6,909
Yearly fuel$7,020$7,200$7,380
Yearly insurance$7,070$7,200$7,330
Yearly maintenance$7,110$7,200$7,290

Solve for an input

Whatmakesequal

Compare scenarios

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Everything the car costs per year.

A worked example

Starting figures

Price
$32,000
Resale after term
$16,000
Years owned
5
Yearly fuel
$1,800
Yearly insurance
$1,300
Yearly maintenance
$900

What it returns

Cost per year
$7,200
Per month
$600
Depreciation
$3,200
Running costs
$4,000
Total over the period
$36,000

How to read the results

With the defaults above, cost per year works out at $7,200.

Related calculators

Mileage reimbursement calculatorVehicle tax calculatorTowing cost calculatorGrocery budget calculatorNew vs used car calculatorRepair or replace calculator