Implied interest rate calculator

The rate that turned one balance into another.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18

Starting value

Ending value

Years

Annualised rate

6.05%

Total growth

60.0%

With these inputs, annualised rate comes to 6.05% over 8 years. Total growth works out to 60.0%.

Over time · by years

Input	−10%	Now	+10%
Starting value	7.46%	6.05%	4.80%
Ending value	4.66%	6.05%	7.32%
Years	6.75%	6.05%	5.49%

Whatmakesequal

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The rate that turned one balance into another.

With the defaults above, annualised rate works out at 6.05%.