Simple interest calculator

Work out flat interest on a principal over a number of years, the way many short-term loans and notes are quoted.

$
5.0%
5 yr

Interest earned

$2,500

Simple, not compounded

Final balance

$12,500

Interest per year
$500
Interest per month
$42
Total return
25.0%

How this is calculated

  • · Nothing is compounded
  • · The balance never changes

Estimates only — not financial, tax or legal advice.

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