Debt payoff planner
List every debt with its rate and minimum, add whatever extra you can pay, and compare payoff time and interest under both strategies.
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Debt-free in
3 yr 2 mo
Avalanche order
Interest paid
$2,535
Other strategy: $2,982
- Total owed today
- $18,700
- Minimum payments
- $470
- With your extra
- $670
Payoff order
- 1Credit card
- 2Personal loan
- 3Car loan
Avalanche kills the highest rate first and costs less. Snowball clears the smallest balance first and feels faster.
How this is calculated
- · Rates and minimums stay fixed
- · No new borrowing during payoff
Estimates only — not financial, tax or legal advice.