Snowball vs avalanche calculator
Order matters — see by how much.
$
12%
$
24%
$
Avalanche saves
$905
Debt-free in
2 yr 6 mo
- Snowball interest
- $3,920
- Avalanche interest
- $3,016
Snowball clears the smallest balance first for momentum; avalanche targets the highest rate for cost.
How this is calculated
- · Estimates only — figures are simplified and ignore local rules and fees.
- · Nothing you enter leaves your device.
Estimates only — not financial, tax or legal advice.