FreeByte

Biweekly mortgage calculator

Half payments, 26 times a year.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
6%

Paid off in

24 yr 7 mo

Years saved

5.4

With these inputs, paid off in comes to 24 yr 7 mo over 30 years. Years saved works out to 5.4. The result assumes rate stays at 6%.

Biweekly payment
$899.33
Interest paid
$273,849
Interest saved
$73,665

Over time · by years

What moves the number · Paid off in

Input−10%Now+10%
Rate25 yr 0 mo24 yr 7 mo24 yr 1 mo
Years22 yr 6 mo24 yr 7 mo26 yr 6 mo

Solve for an input

Whatmakesequal

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Save this set of inputs, change something, then save again to compare the outcomes side by side.

Half payments, 26 times a year.

A worked example

Starting figures

Balance
$300,000
Rate
6%
Years
30

What it returns

Paid off in
24 yr 7 mo
Years saved
5.4
Biweekly payment
$899.33
Interest paid
$273,849
Interest saved
$73,665

How to read the results

With the defaults above, paid off in works out at 24 yr 7 mo.

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