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Baby first-year cost calculator

The cost of a new arrival.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
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First-year cost

$24,660

Monthly average

$2,055

With these inputs, first-year cost comes to $24,660 over 6 months. Monthly average works out to $2,055.

Over time · by months of childcare

What moves the number · First-year cost

Input−10%Now+10%
Upfront gear$24,420$24,660$24,900
Monthly essentials$24,204$24,660$25,116
Monthly childcare$24,090$24,660$25,230
Months of childcare$24,090$24,660$25,230
Lost income$23,460$24,660$25,860

Solve for an input

Whatmakesequal

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Save this set of inputs, change something, then save again to compare the outcomes side by side.

The cost of a new arrival.

A worked example

Starting figures

Upfront gear
$2,400
Monthly essentials
$380
Monthly childcare
$950
Months of childcare
6
Lost income
$12,000

What it returns

First-year cost
$24,660
Monthly average
$2,055

How to read the results

With the defaults above, first-year cost works out at $24,660.

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