FreeByte

Inheritance allocation calculator

Splitting a windfall sensibly.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
30%
45%
10%

To investing

$36,000

To debt

$24,000

With these inputs, to investing comes to $36,000. To debt works out to $24,000.

To spending
$8,000
Left as cash
$12,000

What moves the number · To investing

Input−10%Now+10%
Amount$32,400$36,000$39,600
To investing$32,400$36,000$39,600

Solve for an input

Whatmakesequal

Compare scenarios

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Splitting a windfall sensibly.

A worked example

Starting figures

Amount
$80,000
To debt
30%
To investing
45%
To spending
10%

What it returns

To investing
$36,000
To debt
$24,000
To spending
$8,000
Left as cash
$12,000

How to read the results

With the defaults above, to investing works out at $36,000.

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