Dividend reinvestment calculator

Compare taking dividends as cash against reinvesting them back into the portfolio.

$
3.0%
5.0%
20 yr

With dividends reinvested

$295,608

Taking dividends as cash

$159,198

Extra from reinvesting
$136,410
Uplift
85.7%
Final yield on original cost
14.8%

Reinvesting is modelled as adding the yield to total return, with no dividend tax drag.

How this is calculated

  • · No dividend tax drag
  • · Steady yield and growth

Estimates only — not financial, tax or legal advice.

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