FreeByte

Years to reach a target calculator

How long the plan takes.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
$
$
7%

Time to target

12 yr 6 mo

Contributed

$120,000

With these inputs, time to target comes to 12 yr 6 mo. Contributed works out to $120,000. The result assumes return stays at 7%.

What moves the number · Time to target

Input−10%Now+10%
Target11 yr 7 mo12 yr 6 mo13 yr 5 mo
Starting12 yr 9 mo12 yr 6 mo12 yr 4 mo
Monthly13 yr 3 mo12 yr 6 mo11 yr 10 mo
Return13 yr 1 mo12 yr 6 mo12 yr 0 mo

Solve for an input

Whatmakesequal

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How long the plan takes.

A worked example

Starting figures

Target
$250,000
Starting
$25,000
Monthly
$800
Return
7%

What it returns

Time to target
12 yr 6 mo
Contributed
$120,000

How to read the results

With the defaults above, time to target works out at 12 yr 6 mo.

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