Contractor vs employee

Weighs salary plus benefits against day rate less expenses and tax drag.

$
$
$
$
8.0%

Contracting pays more

$4,464

Contract net

$94,464

Employment $90,000

Contract gross
$109,200
Day rate needed to match
$497
Employee benefits share
13.3%
Break-even billable days
201

How this is calculated

  • · Tax drag is a single simplified percentage.
  • · Benefit values are estimates.

Estimates only — not financial, tax or legal advice.

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