Second home cost calculator

Carrying cost of another property.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18

Price

Deposit

Rate

Monthly running costs

Monthly carrying cost

$2,034.24

Yearly

$24,411

With these inputs, monthly carrying cost comes to $2,034.24. Yearly works out to $24,411. The result assumes rate stays at 7%.

What moves the number · Monthly carrying cost

Input	−10%	Now	+10%
Price	$1,822.2	$2,034.24	$2,246.27
Deposit	$2,097.85	$2,034.24	$1,970.63
Rate	$1,941.8	$2,034.24	$2,129.3
Monthly running costs	$1,979.24	$2,034.24	$2,089.24

Whatmakesequal

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Carrying cost of another property.

With the defaults above, monthly carrying cost works out at $2,034.24.