Cost of living raise calculator

Did your raise beat inflation?

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18

Salary

Raise

Inflation

3.4%

Real change

-0.39%

Raise needed to stand still

$2,312

With these inputs, real change comes to -0.39%. Raise needed to stand still works out to $2,312.

What moves the number · Real change

Input	−10%	Now	+10%
Raise	-0.68%	-0.39%	-0.10%
Inflation	-0.06%	-0.39%	-0.71%

Whatmakesequal

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Did your raise beat inflation?

With the defaults above, real change works out at -0.39%.