Travel insurance calculator

Annual policy vs single trips.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18

Trips per year

Single-trip policy

Annual policy

Annual policy wins

$42

Break-even trips

2.9

With these inputs, annual policy wins comes to $42. Break-even trips works out to 2.9.

What moves the number · Annual policy wins

Input	−10%	Now	+10%
Trips per year	$26.8	$42	$57.2
Single-trip policy	$26.8	$42	$57.2
Annual policy	$53	$42	$31

Whatmakesequal

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Annual policy vs single trips.

With the defaults above, annual policy wins works out at $42.