Allocate monthly income across housing, food, transport, debt, fun and savings, and see the share each category takes.
How to read the results
Each category is shown as a share of take-home income; the remainder is unassigned money.
Monthly budget planner
Allocate monthly income across housing, food, transport, debt, fun and savings, and see the share each category takes.
Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
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$
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$
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Unassigned each month
$840
Give every dollar a job
Savings rate
13%
Share of take-home pay saved
Where the money goes
Housing$1,600 · 31%
Food$650 · 13%
Transport$400 · 8%
Utilities$260 · 5%
Debt payments$350 · 7%
Discretionary$400 · 8%
Savings$700 · 13%
Methodology
Each category is shown as a share of take-home income; the remainder is unassigned money.
- · Income is after tax
- · Irregular yearly costs are spread evenly
Estimates only. Nothing here is financial advice. Spotted something wrong? Tell us and it gets fixed.