FreeByte

Refinance-out calculator

Cash left in after a refinance.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
$
$
75%

Cash left in

$7,500

New loan

$217,500

With these inputs, cash left in comes to $7,500. New loan works out to $217,500.

Total invested
$225,000
Equity created
$65,000

What moves the number · Cash left in

Input−10%Now+10%
Purchase price$10,500$7,500$25,500
Renovation$3,000$7,500$12,000
Value after works$29,250$7,500$14,250
Refinance LTV$29,250$7,500$14,250

Solve for an input

Whatmakesequal

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Save this set of inputs, change something, then save again to compare the outcomes side by side.

Cash left in after a refinance.

A worked example

Starting figures

Purchase price
$180,000
Renovation
$45,000
Value after works
$290,000
Refinance LTV
75%

What it returns

Cash left in
$7,500
New loan
$217,500
Total invested
$225,000
Equity created
$65,000

How to read the results

With the defaults above, cash left in works out at $7,500.

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