Cash-on-cash return

Deposit and closing costs against annual cash flow after the mortgage.

$
20%
$
$
$
6.5%
30 yr

Cash-on-cash return

-0.6%

Cash flow per month

-$38

Cash invested
$73,000
Mortgage payment
$1,618
Cash flow per year
-$457
Break-even rent
$2,238

How this is calculated

  • · Ignores capital growth and tax.
  • · Assumes full occupancy.

Estimates only — not financial, tax or legal advice.

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