Adds one-off purchases, running costs, childcare and unpaid leave.
How to read the results
First-year cost sums setup, twelve months of running costs and pay lost during leave.
Cost of a baby, first year
Adds one-off purchases, running costs, childcare and unpaid leave.
Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
$
$
6 mo
$
First-year cost
$33,940
Ongoing per month
$1,520
- Lost income during leave
- $13,200
- Childcare per year
- $10,800
- Cost over five years
- $93,700
- Buffer worth holding
- $9,120
Methodology
First-year cost sums setup, twelve months of running costs and pay lost during leave.
- · Excludes healthcare costs, which vary hugely.
- · Childcare runs for the full year.
Estimates only. Nothing here is financial advice. Spotted something wrong? Tell us and it gets fixed.