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Annuity income calculator

Guaranteed income from a pot.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
$
6.2%

Yearly income

$24,800

Monthly

$2,066.67

With these inputs, yearly income comes to $24,800. Monthly works out to $2,066.67. The result assumes annuity rate stays at 6.2%.

Income over 25 years
$620,000
Break-even years
16.1

What moves the number · Yearly income

Input−10%Now+10%
Pot used$22,320$24,800$27,280
Annuity rate$22,320$24,800$27,280

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Guaranteed income from a pot.

A worked example

Starting figures

Pot used
$400,000
Annuity rate
6.2%

What it returns

Yearly income
$24,800
Monthly
$2,066.67
Income over 25 years
$620,000
Break-even years
16.1

How to read the results

With the defaults above, yearly income works out at $24,800.

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