Pension fee drag calculator

What charges cost over decades.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18

Pot

Gross return

Yearly fee

1.1%

Years

Lost to fees

$308,912

Net pot

$1,047,946

Show in today's money

With these inputs, lost to fees comes to $308,912 over 25 years. Net pot works out to $1,047,946. The result assumes gross return stays at 7%.

Over time · by years

Input	−10%	Now	+10%
Pot	$278,021	$308,912	$339,803
Gross return	$263,683	$308,912	$361,524
Yearly fee	$281,357	$308,912	$335,788
Years	$237,683	$308,912	$397,494

Whatmakesequal

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What charges cost over decades.

With the defaults above, lost to fees works out at $308,912.