Safe withdrawal rate calculator
Test a withdrawal rate against your spending and see the portfolio size required.
$
4.0%
$
30 yr
Income the pot supports
$34,000
$2,833 a month
Shortfall
$8,000
- Pot needed for your spending
- $420,000
- Gap to that number
- $0
- Total withdrawn over retirement
- $1,020,000
- Spending covered
- 81.0%
How this is calculated
- · No sequence-of-returns modelling
- · Spending is flat in real terms
Estimates only — not financial, tax or legal advice.