Emergency fund calculator
Work out how many months of essential spending your cash covers and how much more you need for the buffer you want.
$
$
6 mo
Runway you have
1.9 months
Target is 6 months
Still to save
$13,200
$1,100 per month over a year
- Target fund size
- $19,200
- Current cash
- $6,000
- One month of expenses
- $3,200
How this is calculated
- · Only essential spending counts
- · The fund is held in accessible cash
Estimates only — not financial, tax or legal advice.