FreeByte

Contents cover calculator

Value what's inside the house.

Built and reviewed by Dovanic, Founder and editor, FreeByteLast reviewed: 2026-08-18
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Cover needed

$32,700

Specified items

$5,200

With these inputs, cover needed comes to $32,700. Specified items works out to $5,200.

Underinsurance risk if cover is 20% low
$6,540

What moves the number · Cover needed

Input−10%Now+10%
Furniture$31,300$32,700$34,100
Electronics$32,050$32,700$33,350
Clothing$32,300$32,700$33,100
Jewellery & valuables$32,180$32,700$33,220
Other$32,400$32,700$33,000

Solve for an input

Whatmakesequal

Compare scenarios

Save this set of inputs, change something, then save again to compare the outcomes side by side.

Value what's inside the house.

A worked example

Starting figures

Furniture
$14,000
Electronics
$6,500
Clothing
$4,000
Jewellery & valuables
$5,200
Other
$3,000

What it returns

Cover needed
$32,700
Specified items
$5,200
Underinsurance risk if cover is 20% low
$6,540

How to read the results

With the defaults above, cover needed works out at $32,700.

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