Income protection gap calculator

Compare essential monthly costs against the benefit a policy would pay to size the shortfall.

$
$
60%
$

Monthly gap to fill

$440

Benefit the policy pays

$3,360

Essential costs
$3,800
Covered by policy and other income
$3,360
Savings needed for a six-month gap
$2,640
Gap over two years
$10,560

How this is calculated

  • · Benefit may be taxable
  • · Waiting periods are not modelled

Estimates only — not financial, tax or legal advice.

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